Welcome to NBT Gains Services, we have over 25 years of expertise.

B-213, Shyam Kamal Bldg, 2nd Floor, Next to Big Bazar,
Near Dinanath Hall, Vile Parle (East),Mumbai-400057.

Risk: Death of the earning member of the family.

Probable Loss

Family is burdened with managing the financial crisis and taking care of expenses like education, marriage or even the basic household expenses on its own.

Why to opt for Life Insurance?

Life Insurance is the most important and inevitable insurance cover, as it takes care of your family’s financial needs in your absence. An insurance cover cannot replace you, but it can financially support your family just the way you do. Apart from risk coverage it has other benefits as well, such as:

  •   It helps you plan for a number of major episodes of life such as child’s education, marriage and also retirement planning.

  •   It gets you into the practice of regular savings.

  •   Secured and disciplined long term investment.

  •   Tax benefits.

What does It cover?

The foremost function of Life Insurance is to cover the risk of death of a person.However you can opt for add on riders like:

  •   Accidental Death

  •   Critical Illness

  •   Waiver of Premium

  •   Hospital / Surgical Care etc.

Categories/Types of Life Insurance Policies

  •   Term Plans- Only life cover (Risk of Death)

  •   Ulips (Unit linked Insurance plan)

  •   Endowement plans, money back plans


  •   Suicide within 1 year of policy inception

  •   Indulging in illegal activities under the influence of alcohol/drugs

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